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Thanks to large budget surpluses, about two-thirds of the states approved permanent tax cuts or one-time rebates last year. Several of those w…

Q: My dad owns a duplex and has a very limited income. He lives on one side of the duplex and rents the other. He is leaving the property to me and really can’t afford the cost to set up a trust. My husband and I want to have a trust because we own several properties. To set one up, we were quoted about $3,500, which is more than my dad can afford.

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